SBA Loans can provide a funding alternative when other financing means have been exhausted.

• Has conventional financing been denied due to a lack of adequate collateral or limited operating history?
• Are you seeking favorable terms for the purchase of a facility for your business or making a capital investment?

Spectrum Business Resources is well versed in the rules associated with SBA Loans and can assist you in obtaining the right financing for your business.

Here are some points to keep in mind about SBA Loans:

• SBA Loans can provide additional collateral support for a start-up small business lacking adequate collateral
• The SBA 504 program provides financing for commercial real estate and fixed assets under favorable terms, including favorable interest rates, extended payment terms, and a lower cash outlay required from the borrower – 10% vs. the conventional 20% requirement