A Working Capital Line of Credit is one of the most flexible financing tools for your small business. It gives you access to funds when you need it and provides the flexibility to allow you to pay down the loan when cash flow is strong.

Here are some benefits to keep in mind regarding a Working Capital Line of Credit:

• It offers a low interest rate tied to the national Prime Rate of Interest (which can change daily)
• You have the flexibility to borrow when you need to and to repay when your cash position improves
• Interest is paid only on the outstanding balance of the line
• Annually renewable