If you prefer to complete your application on your PC, click to download the forms in Word. If you prefer to print out your application, we recommend that you download the forms as a PDF.*

Step 1: Complete the Business Loan Application
This is a general form we give to all our applicants. Please complete the Business Application Form and submit along with the documents from step 2 and 3.

Download the Business Loan Application in Word or as a PDF.

Back to top

Step 2: Collect Your Loan Documentation
The documentation we need to process your request is dependent upon the type of loan for which you are applying. Please click on your loan type below to download a helpful documentation checklist. ( If you are interested in maximizing the return on your idle cash or in cash management solutions that will reduce you checking account service charges, you can skip this step and move on to step 3.)

Refinance Existing Debt

Line of Credit to Manage Temporary Cash Flow Shortages

Purchase of New or Used Equipment

Business Acquisition or Buy-Out of Partner

Refinance of Existing Commercial Mortgage

Real Estate Acquisition

Construction Financing for Commercial Real Estate

Letter of Credit

Unsecured Financing

SBA Financing

Back to top

Step 3: Download additional loan documents
A Personal Financial Statement and a 4506-T are listed in your loan type documentation checklist (from step 2). All owners of the business must complete a Personal Financial Statement for Spectrum. A 4506-T form must be completed for all entities submitting federal tax returns to Spectrum, including the business and all owners of the business. Lastly, a copy of our privacy policy can be downloaded for your records.

Download the Personal Financial Statement in Word or as a PDF.

Download the 4506-T

Download Spectrum's Privacy Policy.

Back to top

Step 4: Submit Your Loan Application
We want your application submission to be as convenient for you as possible. You can submit your completed documents from step 1, 2, and 3 to your credit union. Or, you can mail your application directly to Spectrum at:

Spectrum Business Resources, LLC
4343 Commerce Court
Suite 618
Lisle, IL 60532

A credit officer from Spectrum will contact you upon receipt of your completed application by the next business day. Thank you for considering us for your financing requirements. We look forward to working for you.

Back to top

If you have a question about our services or the application process, please contact us using our online form or call us at 630-799-1800.